It is important what form of cooperation is set. In case of recourse factoring the assigned account receivable is after the end of period of recourse (standard 90 days overdue) reassigned back to your company (unless a continuation of collection is agreed). If the account receivables are secured by insurance or they are purchased via non-recourse factoring then your risk is secured up to pre-determined amount, usually up to 85% to 90% of nominal value of the account receivable, exceptionally up to 100%.
